When a health issue takes a California resident out of the workforce, many people mistakenly believe the disabled individual is enjoying their time away from work while receiving Social Security Disability benefits. However, nothing is further from the truth-without a job, many people feel they have lost their sense of purpose and community. Additionally, SSD benefits provide a bare minimum amount of financial compensation-it helps recipients get by and make ends meet, but in no way does it replace the earnings they were likely receiving when they were earning.
When applying for Social Security Disability (SSD) benefits, it is important to know what to expect from the process. This can help prepare applicants for what might be a long road.
When applying for Social Security Disability benefits, many people focus on the medical aspect of the application and make sure that there are no mistakes in that. While that's very important, as medical ineligibility is a common reason SSD benefits are denied in the first instance, its also important to look at non-medical reasons for denial of SSD claims. It might come as a surprise to California residents that a claim can be denied before it ever reaches a disability examiner or getting a medical determination. Then what other reasons are there for a denial?
It can be extremely frustrating for formerly active and independent California residents to suddenly be out of the workforce and dependent on everyone else for their basic needs due to a sudden injury or ailment that has rendered them incapable of working. It is also financially devastating, which many people do not expect. This is why Social Security Disability benefits are so important for the applicant-the benefits, which may seem meager to many, may be the thread holding the family together post disability.
Asking for help may be difficult for California residents who have spent their lives working hard to remain financially independent but suddenly find themselves unable to work due to a disabling condition. Getting them to file for Social Security Disability benefits is a triumph in and of itself, given the perceived stigma attached to getting SSD benefits, but when budget cuts threaten the Social Security Administration's ability to provide effective and timely service, even the most patient person may reconsider their application.
It may come as no surprise to California residents that back pain is a common ailment across the country. In fact, back pain is one of the most common reasons for Social Security Disability applications and also commonly refused because intermittent or moderate back pain are not covered by it.
As California residents age, their brain and body undergo changes, and becoming forgetful is also one of the aspects that comes along with age. However, there is a difference between simply forgetting where one's keys are and not remembering what happened a couple of minutes ago. Therefore, memory loss can be the result of a brain injury, central nervous system infections or a trauma resulting from an injury. Whether it is short-term memory loss or long-term, it has the ability of severely impacting one's life.
Understanding the Social Security Disability eligibility requirements is complicated enough one time around-when the criteria changes on an almost daily basis, it can be frustrating. However, as daunting as it is, it is essential to know how these changes will affect one's application and the benefits one is set to receive.
Living with a disability is difficult and often prevents people from earning a living at the very time when they need the money to get the treatment to make them get better. The financial hardship of their disability also makes it difficult to make ends meet. Recognizing this issue, the Social Security Administration grants Social Security Disability to individuals whose disability prevents them from working and if they meet the medical and federal requirements. However, as mentioned previously, there is a backlog in the disability decision process, which leaves people without the very help that could possibly keep them alive. There are ways however to expedite the process.