The countdown has begun. In a year's time, the nation's greatest safety net will run out of money enabling it to pay full benefits. Social Security Disability Insurance helps 11 million disabled workers and their dependents pay their bills.
Video games can be a fun diversion. But may some such games also be able to help with the mental/emotional health of individuals who have experienced traumatic events? A recent study looked into this and yielded results that some may find rather surprising.
Overwhelming sadness, guilt and hopelessness are all symptoms commonly experienced by individuals who struggle with depression. According to the National Alliance on Mental Illness, an estimated 16 million Americans reported experiencing "at least one major depressive episode," within the last 12 months. This serious and invisible mental health condition does not discriminate and affects individuals of all ages, genders and ethnicities and can adversely impact the lives of those who suffer with the condition firsthand as well as family members.
It's difficult to mention Social Security, in any form, without the conversation becoming a little bit heated. By it's very nature, Social Security is a divisive and difficult program. That doesn't make it any less necessary than it is. It's a very important part of our society, and despite many reports and studies that point to an impending financial disaster for the program, it is the program that we have -- and we have to work with.
Recently, the results of a 10-year study related to the payment of Social Security Disability Insurance benefits was released to the public. This study was conducted by the Social Security Administration’s inspector general, which essentially functions as a federal government watchdog. According to the study’s findings, the Social Security Administration has overpaid SSDI benefits by approximately $17 billion over the past ten years.
Many people are denied Social Security Disability Insurance the first time they apply. Being denied, however, is not the end of the road. You have the opportunity to appeal the decision in order to obtain the benefits you need. Before you do, it is important to understand the process ahead of you.
People in San Diego who receive Social Security Disability benefits are likely aware that the Social Security Administration estimates that its trust funds will run out in 2033 -- a mere 18 years from today. If this happens, the SSA says, it will only be able to provide three-quarters worth of benefits, unless Congress acts to replenish the trust fund reserves.
Tax season is finally over. Hopefully, as you are reading this, you have received a tax refund and are enjoying the benefits of that refund. Many Americans will likely not think about their taxes much until early next year when they are again compelled to file their income taxes. However, it is important to start thinking about next year’s tax season now. This is especially true if you are likely to begin receiving Social Security Disability Insurance benefits within the next year.
Living with a disability can be challenging to say the least. If you have a disability that makes it difficult to continue working, what can you do?
During our last two blog posts, we have discussed some of the myths surrounding Social Security Disability Insurance benefits and the SSDI application process. Too often, myths surrounding these benefits and the application process for them keep disabled Americans from applying for these entitlements. In truth, millions of disabled Americans receive these benefits and their financial lives are made more manageable as a result of receiving them. It is therefore important to sort myths from facts before giving up hope of receiving these benefits.