Having a disability can inspire feelings of isolation and misunderstanding. Even though 11 million Americans currently receive Social Security Disability benefits due to their disabilities, it can sometimes feel like you are the only one struggling with a medical condition in the unique ways that you may be. This feeling can be exacerbated if you suffer from a so-called “invisible” medical condition.
The Social Security Administration is charged with assessing claims for Social Security Disability benefits and with distributing Social Security retirement benefits. Both of these government entitlement programs help to ensure that ill and injured American adults, as well as elderly Americans past the age of retirement are granted access to a basic income.
When an injury or illness renders an adult incapable of working for either a relatively short or an extended period of time, he or she may start to think about researching various entitlements and benefits aimed at helping disabled individuals cover their costs of living. Individuals who are harmed at work may be eligible for workers’ compensation benefits. Members of the armed services may be eligible for veterans’ disability benefits. Non-veterans and individuals not injured or made ill by their working conditions most frequently turn to Social Security Disability benefits.
When a life-changing event, accident or illness results leaves an individual disabled and unable to work, the Internet may seem like a good resource for investigating disability benefits.
Although the reference to insurance is included in its name, readers may have questions about whether they could be considered the equivalent of “policy holders” under the Social Security disability insurance program. The answer depends on several factors.
According to its website, the Social Security Administration’s definition of disability includes a functional approach. Unfortunately, applicants for Social Security disability insurance who have hard-to-prove conditions may still have difficulty compiling adequate evidence to prove the extent of their impairment.
For purposes of Social Security disability insurance benefits, a total disability is defined as a condition that prevents an individual from earning more than the monthly earning limit. In 2013, that amount was $1,040 per month.
The Social Security Administration recognizes Multiple Sclerosis as a chronic illness that, in some cases, may be severe enough to keep a person from working. An advanced form of MS, known as Malignant Multiple Sclerosis, is listed in the SSA’s fast track Compassionate Allowances program. Generally, MS is a condition that damages the myelin sheath, a layer of material that covers a person’s nerve fibers. Researchers still have not found the cause of MS, but many believe that the immune system is involved in attacking the myelin sheath.
Millions of people rely on the Social Security disability program to help make ends meet after having suffered a disabling mental or physical impairment. Workers pay into the Social Security system during their working lives through payroll tax deductions. The money is credited to trust funds, which are used to pay benefits to people who qualify for the programs associated with the trust funds (as a note, Supplemental Security Income benefits are financed through general tax revenues and not associated with the Social Security trust funds).
A new report estimates that pancreatic cancer will take over second place on the list of leading causes of cancer deaths in the United States by the year 2030. The data suggests that demographic changes in the population, and advances in treatment for some types of cancer, may create a shift in the overall cancer statistics.