California residents, like other residents across the country, are hard working individuals who probably would like to keep working until they are physically unable to do so anymore. They take pride in their work and the ability to provide for themselves. Which is probably why a disability setting them back can be so upsetting. It can significantly cut short their ability to earn and provide for themselves and their independence.
Eligibility for Social Security benefits depends upon two things - a medical condition that lasts more than 12 months and an inability to complete work. Understanding what is meant by an inability to work is very important because if the person reviewing the application determines that the applicant is able to engage in substantial gainful activity, he or she will be denied SSD benefits.
The Social Security Administration (SSA) provides Social Security Disability (SSD) benefits to Americans who can show that they are disabled, unable to work on account of that disability, and meet other federal requirements. In an attempt to help individuals assess whether they may qualify for SSD benefits, the SSA has created a list of qualifying illnesses and injuries, as well as how a disabled individual can show that he or she qualifies under each illness and injury.
Millions of poor and disabled Americans rely on Social Security Disability (SSD) and Supplemental Security Income (SSI) in order to make ends meet. These individuals, many of whom have suffered a serious disabling injury or illness, are unable to work due to their medical conditions. Without their SSD benefits, these disabled individuals would be in financial ruin. Fortunately, those who want to seek SSD benefits can do so by filing an initial claim and, in the event of a clam denial, proceeding through the appeals process.
Californians who have been rendered unable to work due to a disabling injury or illness can find themselves is a tough position. On one hand, they need money to survive. On the other hand, they may feel uneasy about turning to what many consider an entitlement program for the assistance they need. Yet, those individuals who are suffering from a disability shouldn't feel like they are going through the process alone.
As a city with a military base, San Diego residents know that the brave men and women in our nation's armed forces put their lives on the line to protect not only our country, our freedom, and our democratic rights, but those of others, too. The least we can do to pay back these service members is ensure that they are taken care of when they return home. This is especially true when they are wounded while serving our country.
Our last blog post discussed the Social Security Disability (SSD) reevaluation process. Being prepared to enter this process is critical, as the outcome could drastically affect your benefits. If the Social Security Administration (SSA) determines that your disability no longer affects your ability to work, then your benefits may cease altogether. Similarly, if it is discovered that your condition has improved, then your benefits may be diminished. This can wreak havoc on your finances and threaten to throw you into money woes. This is why you may need to consider protecting yourself and your claim when facing reevaluation.
Successfully claiming Social Security Disability (SSD) benefits can be a long, drawn-out battle. Initial claims are often denied, and appealing a claim oftentimes requires close attention to detail, strong legal arguments, and patience. Although recovering these benefits can provide significant financial relief to those who are unable to work on account of their disabilities, the truth of the matter is that the fight for these benefits may not be over. The Social Security Administration (SSA) will, from time-to-time, reevaluate an SSD claim to determine if an individual still qualifies for SSD benefits.
Many Californians inaccurately believe that Social Security Disability (SSD) benefits are easy to receive. After all, one need only prove that he or she meets the Social Security Administration's definition of disabled, satisfy work requirements, and prove that the disability is to last for at least a year or result in death. But the truth of the matter is that most SSD claims are denied. In fact, one recent report indicated that as many as 77 percent of all initial claims are denied. Even on appeal, less than 50 percent of claims are granted.
Californians who have suffered a disability know the challenges they can face when their injury or illness renders them unable to work. Sure, these individuals may have extensive physical pain as well as physical limitations, but for many people with disabilities the financial damage is truly debilitating. This is why the federal government created the Social Security disability system. While SSD benefits can be a financial lifesaver for those with a disability, they may not last forever. Claims undergo periodic review, and the Social Security Administration tries to incentivize individuals to return to work.