Many Californians inaccurately believe that Social Security Disability (SSD) benefits are easy to receive. After all, one need only prove that he or she meets the Social Security Administration's definition of disabled, satisfy work requirements, and prove that the disability is to last for at least a year or result in death. But the truth of the matter is that most SSD claims are denied. In fact, one recent report indicated that as many as 77 percent of all initial claims are denied. Even on appeal, less than 50 percent of claims are granted.
Californians who have suffered a disability know the challenges they can face when their injury or illness renders them unable to work. Sure, these individuals may have extensive physical pain as well as physical limitations, but for many people with disabilities the financial damage is truly debilitating. This is why the federal government created the Social Security disability system. While SSD benefits can be a financial lifesaver for those with a disability, they may not last forever. Claims undergo periodic review, and the Social Security Administration tries to incentivize individuals to return to work.