Less than one in three workers in the country have private disability insurance, which means that if they sustain an injury that prevents them from working they may have no means of assistance. Social Security Disability Insurance is the one safety net that more than 155 million workers rely on, as they are insured through their payroll or FICA taxes.
Not only is it frustrating to not be able to work and continue to remain financially independent, it is also economically devastating. It can also be life threatening when people who need to purchase medicines and get medical treatment are unable to do so because they do not have the financial means to do so. At times like these, Social Security Disability benefits can become the safety net that prevents California residents from falling. Therefore, it can be worrisome when these benefits either do not materialize at all or do not become available on time.