In the San Diego area, it is not uncommon for people to have disabilities that limit them from being able to work. For people in this situation, Social Security Disability benefits may help.
However, many people lament the application process and fear the possibility that their claim will be denied. With that, they are often reluctant to follow through on their claim or do not file at all.
Recently, a researcher assessed the data as to the number of people who might be eligible for benefits and do not apply. He came to surprising results that should serve as a catalyst for people who need SSD to move forward with their claim.
Study: Substantial number of people could get SSD benefits but do not apply
The researcher, an assistant professor at Stony Brook University, states that it is possible that more than 1.3 million people across the U.S. who are over 50 and are suffering from disabilities that limit their ability to work fail to get SSD benefits. Also, many who have been approved and are getting benefits do not receive a sufficient amount to suit their daily needs.
This applies to both Social Security Disability Insurance and Supplemental Security Income. Data from surveys of people 50 to 64 were used to come to these conclusions. The research focused on people who had yet to reach full retirement age.
Forty-seven percent get the benefits – either SSDI or SSI – they would be entitled to. That number has risen from 32% in 1998 to 47% by 2016. The problem is that the entire justification for the program is contradicted when people who should apply do not and those who do get benefits are not getting enough financial assistance to cover them.
It is important to have help with all aspects of a SSD claim, including eligibility
People who believe they are disabled and their condition warrants SSDI or SSI should absolutely apply. Some do not even realize they are eligible and fail to pursue a claim because of it. This research shows that a vast number of people fall into that category.
Since Social Security Disability claims can be confusing and there is a lot of information that needs to be provided and understood, it is wise to have professional assistance throughout the process.