What may seem like an ordinary headache to many and no cause for concern can often escalate into pain so severe that a sufferer is unable to move, much less work. Migraines are much worse than severe headaches. They often cause nausea, light and noise sensitivity, imbalance and fatigue. Although the 18 percent of people across the country who suffer from migraines may only get an attack once or twice a week, the symptoms can plague them on a daily basis. Research has found that 14 million Americans are affected by chronic fatigue and debilitating pain because of migraines on a daily basis. 90 percent of those who suffer from migraines are unable to work or move for hours, or even days, after they have had a migraine attack.
Submitting a Social Security Disability application is not the end of the road for many California residents-less than half of all first time SSD applications are accepted in the first attempt. A denial of SSD claims may seem disheartening but it doesn't have to be, because the Social Security Administration has a comprehensive appeals process that can be utilized to ensure the decision reached is the correct one.
If anyone in your family has received Social Security Disability benefits, you know how that monthly check can be a lifesaver for everyone in the household. When, due to illness or injury, you can no longer work to earn a living, the Social Security Disability Insurance program can provide you and your family with much-needed income. But if the disabled recipient passes away, does that income disappear?
With more than 200 types of cancer currently and around 1.7 million new cancer cases discovered every year, it is not surprising that it is included as a covered condition in the Social Security Administration's Blue Book of recognized disabilities. However, not all cancers are included in the listings-that depends on where the cancer originates, the extent of the body's involvement, duration and response to anti-cancer treatment and effects of post-therapeutic residuals.
A physical or cognitive disability that suddenly leaves a normally productive California resident unable to go to work, complete routine tasks or become unable to take care of other family members can be emotionally frustrating. Not to mention, it is also financially overwhelming to suddenly see bills pile up and be unable to do anything about it because one no longer has a job.
When a health issue takes a California resident out of the workforce, many people mistakenly believe the disabled individual is enjoying their time away from work while receiving Social Security Disability benefits. However, nothing is further from the truth-without a job, many people feel they have lost their sense of purpose and community. Additionally, SSD benefits provide a bare minimum amount of financial compensation-it helps recipients get by and make ends meet, but in no way does it replace the earnings they were likely receiving when they were earning.
When applying for Social Security Disability (SSD) benefits, it is important to know what to expect from the process. This can help prepare applicants for what might be a long road.
When applying for Social Security Disability benefits, many people focus on the medical aspect of the application and make sure that there are no mistakes in that. While that's very important, as medical ineligibility is a common reason SSD benefits are denied in the first instance, its also important to look at non-medical reasons for denial of SSD claims. It might come as a surprise to California residents that a claim can be denied before it ever reaches a disability examiner or getting a medical determination. Then what other reasons are there for a denial?
It can be extremely frustrating for formerly active and independent California residents to suddenly be out of the workforce and dependent on everyone else for their basic needs due to a sudden injury or ailment that has rendered them incapable of working. It is also financially devastating, which many people do not expect. This is why Social Security Disability benefits are so important for the applicant-the benefits, which may seem meager to many, may be the thread holding the family together post disability.